So, a credit history has begun. You have found the job or started to study and are working at the same time. At this moment your family budget is very important – knack off spending money.
Here are some advices, which will help you to spend your money in the right way:
1. Your monthly income has to be bigger than your expenses.
2. Have an eye on discounts; look through the advertisements, “Publie-sac”.
3. Do not take the credit which is lasting a long time, for example, credit to buy a car.
4. Buy only necessary things.
5. Do not buy expensive things without family member’s knowledge.
6. You always have to have on hand «cash cushion».
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